!DOCTYPE html> Broker Direct Lending & TrueVet Solutions | VA Triple Zero Loan
Broker Direct Lending Logo + True Vet Solutions Logo

A Partnership to Honor Your Service

Attention TrueVet Solutions Clients: Buy a Home with ZERO Down & ZERO Closing Costs.

The Two Costs of a VA Loan (And How We Eliminate Both)

COST 1: The VA Funding Fee

(Approx. 2.15% or $10,750*)

STATUS: COMPLETED

(Thanks to your service & TrueVet Solutions)

COST 2: The Closing Costs

(Approx. 2.0% or $10,000*)

STATUS: PENDING

(Click below to claim your credits)

* example based on $500,000 purchase price

Partnership Video Placeholder

A 30-second video here bridges the trust gap instantly.

100+ 5-Star Reviews
NMLS #1616086
CA DRE #02029610
Equal Housing
Limited Availability: Only 7 pre-approval slots left this month

GET STARTED NOW

See If I Qualify for ZERO Closing Costs

(Takes 60 seconds. No hard credit pull.)

Stop Saving for Closing Costs!

The zero down payment VA loan is an amazing benefit, but it's not the full story. Most lenders still require you to bring $8,000 - $25,000 in cash for closing costs. This is the "cash trap" that forces you to drain your savings.

Our VA Triple Zero home loan program eliminates this.

The new standard of the VA home loan

The VA Triple Zero Home Loan program has no down payment, no closing costs and no funding fee.

From Broker Direct Lending
$7,500
(1.5% Wholesale Broker Credit)
+
From Your Agent Partner
$2,500
(Buyer Agent .05% commission share)
=
TOTAL CLOSING COST CREDITS
$10,000

PLUS: Funding Fee Exempt

BONUS: VA Funding Fee Savings
$10,750
(This 2.15% is NOT added to your loan)

* example based on $500,000 purchase price

Why Veterans Trust True Vet Solutions

We've partnered with the best because you deserve the best.

★★★★★

“Outstanding service, they walked me thru the whole process from beginning to end and stayed in constant contact with me. I am beyond thankful to have been referred to them. Thank you.”

- Gerardo Cabrera (TVS Client)

★★★★★

"TrueVet Solutions is dedicated to helping every veteran maximize their benefits. Our expert team guides you every step of the way to secure the benefits you're entitled to."

- True Vet Solutions Mission

Why Our Homebuyers Trust Us

★★★★★

"As a first-time homebuyer, I feel incredibly lucky to have been referred to Marcus and his team. From start to finish, Marcus was nothing short of exceptional. He's a true professional..."

- Amber M.

★★★★★

"Marcus was extremely helpful when we decided to refinance. Very easy to get-ahold-of and very willing to answer any and all questions we had. I highly recommend him..."

- Chris K.

★★★★★

"We just recently purchased our first home & we could not have done it without Marcus's help! He kept us informed every step of the way & was always there to answer questions..."

- Miranda H.

See More 5-Star Reviews

See The Math For Yourself

Enter a sample sales price to see your estimated savings.

Calculate Your Total Savings

$
$
$

Your 1.5% Broker Credit

$7,500

Buyer Agent .05% commission share

$2,500

Total $0 Out-of-Pocket Credit

$10,000

BONUS: VA Funding Fee Savings

$10,750

Why Do We Pay Your Costs? (The "Wholesale Advantage")

The "Retail Lender" Path

Large retail lenders add a larger profit margin (e.g., ~3.5%) to the base rate. This combines to create the final rate.

Fannie/Freddie Base Market Rate
+
Retail Profit Margin (~3.5%)
=
Average lender Final Rate

The "Broker" Path (Our Way)

Our wholesale cost is lower (e.g., ~2.0%). By matching the retail rate, we give the 1.5% difference back to you.

Fannie/Freddie Base Market Rate
+
Wholesale profit margin (~2.0%)
+
Your 1.5% Credit!
=
Same Rate, ZERO Closing Costs!

Our Simple 3-Step Process

1

See If You Qualify

Submit our 60-second form. (No hard credit pull).

2

Pre-Approved; Agent referral

We Pre-Approve you AND connect you to top VA agent who gives 0.5% credit.

3

Accepted Offer & Close

Keep your savings and Get your keys!

Frequently Asked Questions

Get answers to common questions about the VA Triple Zero program.

I'm a TrueVet Solutions client. Am I guaranteed to qualify?
As a TrueVet Solutions client, you are already qualified for ZERO Funding Fee part of the "Triple Zero." To qualify for the loan itself, we just need to verify your income, credit (min. 580 score), and VA eligibility, which we can do in minutes.
Why are you partnered with TrueVet Solutions?
Our missions are perfectly aligned. TrueVet Solutions helps Veterans secure the disability benefits they've rightfully earned. We help Veterans use those benefits to build wealth through homeownership, with zero closing costs. It's the perfect partnership.
How do you cover ALL my closing costs?
We use our "Wholesale Advantage." As a broker, our cost to do the loan is about 1.5% lower than big retail banks. Our partner agent also contributes 0.5% of their commission. Together, this 2% credit is enough to cover all typical lender fees, title, escrow, and appraisal costs.
Can I use this program to buy any home?
Yes, you can use this program to purchase any home (single-family, condo, or 2-4 unit property) as long as it meets the VA's minimum property requirements and you intend to occupy it as your primary residence.
How long does the VA loan process take?
It's fast. Because we are a broker, we use streamlined technology and bypass the bureaucracy of big retail banks. We typically close loans in 21-25 days, compared to the 30-45 days you might see elsewhere.
What if I've used my VA benefit before?
You can still use this program! As long as you have remaining VA entitlement, you can buy again with $0 down. And as a TVS client, your funding fee is waived even for subsequent use, so you still get the full Triple Zero benefit.
Do I need to work with one of your partner agents?
To receive the full 2% credit, yes. Our partner agents are VA-specialists who have agreed to contribute 0.5% of their commission to make this program work. If you use an outside agent, you will still receive our 1.5% broker credit, but you would be responsible for the remaining 0.5% of costs.
What are the income requirements?
The VA loan is more focused on "residual income" (money left over after bills) than a strict debt-to-income ratio. We look for stable, verifiable income (from a job, self-employment, disability, or retirement) that is likely to continue and can support the new mortgage payment and your family's needs.